Canada Child Benefit (CCB) Calculator — 2026-27 Payment Year
The Canada Child Benefit (CCB) reset for the July 2026 - June 2027 payment year, with the maximum annual amount rising to $8,157 per child under 6 and $6,883 per child aged 6-17. The benefit phases out as your family's Adjusted Family Net Income (AFNI) rises. This calculator estimates your monthly and annual CCB using the official reduction formula.
Based on the official July 2026-June 2027 CCB rates and reduction formula. Your actual payment may differ slightly due to provincial/territorial top-ups, shared custody rules, or CRA rounding — check your CRA My Account for the exact figure.
Based on the official July 2026-June 2027 CCB maximum amounts and reduction formula published by the CRA. Provincial top-ups, shared custody adjustments and CRA recalculations are not included — check CRA My Account for your exact payment.
How to use this tool
- Enter your Adjusted Family Net Income (AFNI) — your and your spouse/partner's combined net income from last year's tax return.
- Enter how many children you have under 6, and how many aged 6-17.
- Press Calculate to see your estimated annual and monthly CCB for the July 2026-June 2027 payment year.
- File your taxes every year even with no income — CCB is recalculated annually and requires a filed return to continue.
Frequently asked questions
What is Adjusted Family Net Income (AFNI)?
It's your net income plus your spouse or common-law partner's net income combined (with a few specific adjustments), as reported on your previous year's tax return. The CRA uses your 2025 tax return to calculate your CCB for the July 2026-June 2027 payment year.
Why did my CCB change this July?
The CRA recalculates every family's CCB each July based on the prior year's tax return and updated (inflation-indexed) maximum amounts and thresholds. For 2026-27, the maximum rose to $8,157 (under 6) and $6,883 (6-17), with the income thresholds also indexed upward.
At what income does CCB reach zero?
It depends on your number of children — because the reduction rate is a percentage of income above the threshold, families with lower incomes and fewer children can still receive a partial CCB at surprisingly high income levels, while larger families are also reduced but from a bigger maximum starting point. This calculator shows your exact estimate rather than a single cutoff figure.
Does this include provincial child benefit top-ups?
No — this covers the federal CCB only. Several provinces and territories add their own child benefit on top, paid together with the federal CCB but calculated separately (e.g. the Ontario Child Benefit, BC Family Benefit) — check your province's program for any additional amount.